Buy access first.
Own only what earns its place.
Compare a mobility portfolio—not just vehicles. Every option is translated into monthly economic cost, employer support, capital tied up, residual value and operational limits for an Île-de-France user.
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Compare access, subscriptions and assets
Click for the finance and accounting cut
One accounting language across every mode
Monthly cash paid is not always economic cost. Assets depreciate and retain value; subscriptions may receive employer support; pay-per-use mobility scales with usage.
| Solution | Accounting type | Fixed cost | Variable cost | Capital / residual | Employer treatment | Best use |
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Build a portfolio, not a single answer
Break-even signals
Round-trip threshold where supported Navigo beats Liberté+.
When access becomes an owned vehicle
Choose the vehicle used in the main comparison, edit CAPEX for every category, and model the correct energy carrier. The combustion car can run on petrol or diesel; the recent vehicle can be modeled as a full EV or hybrid.
Current reference points
Navigo is modeled at €90.80/month in 2026, reduced by your employer percentage. Liberté+ uses €1.82 per leg as a planning average between published rail/metro and bus/tram fares. Vélib uses €9.30 V-Max plus an €8 usage buffer; Véligo uses €40/month. Bike, car, resale and maintenance figures are planning assumptions.